Can i Use Pay Later Option in Shopify?

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Shopping online can be a daunting experience, especially when it comes to checkout. We live in an era where shoppers want convenience and the ability to pay at their own pace. One method of payment that is increasing in popularity is known as “pay later” or “buy now, pay later” options. Many businesses are incorporating this payment option into their e-commerce stores and Shopify is no exception. In this blog post, we will talk about whether or not you can use the “pay later” option on your Shopify store and how to set it up correctly if you decide to use it.

What is the Pay Later Option?

The Pay Later Option is a great way to shop without having to worry about immediate payment. When you choose this option, you will be able to select a payment plan that suits your needs and budget. There are no interest or fees associated with using the Pay Later Option, so it is a great way to make your purchases without any financial stress.

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How to Use the Pay Later Option in Shopify

The “Pay Later” option in Shopify allows you to accept payments from customers who want to use a credit or debit card, but don’t have the funds available at the time of purchase. This can be a great way to increase sales, especially if you offer financing options through a third-party provider.

To use the “Pay Later” option in Shopify, simply go to your checkout page and select the “Pay Later” option from the payment methods drop-down. You’ll then be prompted to enter the customer’s card information and choose a repayment plan. Once you’ve done this, the customer will be able to complete their purchase and you’ll receive your payment once they’ve made their first payment on their repayment plan.

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Pros and Cons of Using the Pay Later Option

When it comes to Shopify, there are a lot of different payment options that you can choose from. One of these options is the pay later option. This is a great option for those who are looking to buy something now and pay for it later. However, there are also some drawbacks to using this option that you should be aware of before you decide to use it.

The biggest pro of using the pay later option is that you can get your purchase right away without having to pay for it upfront. This is great if you need something right away but don’t have the cash on hand to pay for it. You can also use this option if you want to take advantage of a sale or promotion that is going on and you know you won’t be able to afford the item(s) until later.

The biggest con of using the pay later option is that you will accrue interest on your purchase if you don’t pay it off in full by the due date. This means that your total purchase price could end up being much higher than what it would have been if you had paid for it upfront. Additionally, if you miss your payment deadline, you may be charged additional fees by Shopify.

So, those are some of the pros and cons of using the pay later option on Shopify. Weigh them out and decide if this payment method is right for your next purchase.

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Other Ways to Pay for Shopify Orders

There are a few other ways that you can use to pay for your Shopify orders. You can use Shopify Payments, which is a payment gateway that is powered by Stripe. You can also use PayPal or Apple Pay. Lastly, you can use a credit or debit card to pay for your orders.


In conclusion, the Pay Later option in Shopify is a great way to provide customers with an alternative payment option. It makes it easier for shoppers to purchase products without having to worry about upfront cost or waiting times. Furthermore, it helps reduce friction and allows store owners to capture more sales by providing a convenient way of paying. With all these features in mind, using the Pay Later option in Shopify can be very beneficial for both businesses and their customers alike.