You will need to select an online platform to host your shop. You’ll need to find the best WooCommerce payment gateway if you decide WooCommerce is right for you (for its superior functionality and content creation tools).
There are many payment gateways available, so it’s not an easy task. However, WooCommerce supports the majority of the major payment gateways. This can be done through a built in feature, an extension or by allowing users to link to another gateway via the API.
When you begin to look at interfaces, pricing, and rates, it becomes difficult to find a payment gateway. It is possible that you don’t know that certain payment gateways aren’t permitted in certain countries or for certain industries.
We’ve done the hard work for you and tested the top WooCommerce payment gateways to determine which ones are best for your specific situation. We cover all the major contenders, from gateways that offer great rates to those that let you collect payments in various forms.
Square is an online payment portal that can also be used as a money manager and in-person payment system. It has all the tools you need. Square is a great ecommerce platform. It allows for unique capabilities such as appointment scheduling, social media processing, and standard points of sale for brick and mortar retailers.
Square’s payment gateway is an extension to WooCommerce. It also has its own dashboard that collects credit card payments and manages your money flow. You can link to your ecommerce store and sell more than usual. It is easy to set up your ecommerce shop and accept payments.
Square offers many ways to accept money from your business. These include options for donations, membership fees and standard transactions. Some of the features are specific to your industry. For example, you might want to activate the online ordering module for food or make online appointments. You can choose to either charge a fee or not to book an appointment.
Square accepts payment from all types of devices, including Apple Pay and Google Pay as well as primary credit cards. Square also syncs your business data between your online shop and transactions in the physical store if you intend to use the point-of-sale.
Pricing and fees
Square WooCommerce Extension is free to install.
Square also has no set-up fees and offers the possibility to manage your online store’s payments processor without monthly fees.
Square charges a transaction fee of 2.9%+$0.30.
Here’s what you can choose from when it comes to all plans:
You can sell unlimited products in your store for free – between $0 and $0 per month. Also, you get cool features such as an Instagram integration and automatic inventory management.
Professionals pay $12 per month for all features and publishing to your custom domain. All Square branding is gone.
Performance – $26 per Month for all features of the previous plans, customer reviews and order fulfillment.
Premium – $72 with a 2.6%+$0.30 transaction fee. All features of the previous plans, extremely low shipping rates and a real time shipping calculator are available.
The Best Features
Accepting payments online and in person, with sync between them.
Encryption from end-to-end and PCI compliance.
You can receive rapid deposits within one to two business days.
Fraud protection and account takeover protection. A dispute management team is available to assist you.
WooCommerce quick updates that sync with the Square app
Support for WooCommerce extensions such as WooCommerce Pre-orders, Subscriptions, and WooCommerce Pre-Orders.
WooCommerce developed and offers the WooCommerce Payments solution. It is a simple, intuitive payment gateway that works well with WooCommerce. Accept all major credit/debit cards. You can also activate subscriptions and recurring payments.
Because WooCommerce is so deeply embedded in the gateway, all payments collection and money management are done through the WordPress dashboard. Your dashboard allows you to view and submit refunds as well as respond to chargebacks. Combine that with simple modification settings and low fees, and you have an excellent payment solution to collect payments online.
WooCommerce Payments Extension is free to install and can be used on a regular basis.
There are no additional fees for cards issued outside the United States.
If you lose a dispute, such as a chargeback, there is a $15 fee.
The Best Features
This plugin can be integrated with many WooCommerce extensions, such as WooCommerce Subscriptions.
You have direct access to all settings and payments in the WordPress dashboard. This makes it easier to consolidate your workflow so you can focus on one area.
You can accept payments from anywhere in the world. There are also some benefits to being a US merchant.
The dashboard has a dispute management center.
You can configure your deposit area so that you receive all bank payments within a reasonable time.
Although Braintree is now part of PayPal, it maintains its independence and offers a unique interface and features to sell online. Some products allow you to accept online payments, analyze payment data, and accept payments on an online marketplace.
Braintree for WooCommerce Extension allows you to integrate your store with the Braintree platform. This payment gateway extension supports PayPal and credit card submissions. It also supports WooCommerce Subscriptions (and Pre-orders). There are also unique features that allow you to support Amazon Pay and Google Pay, as well as placing express checkout buttons on the website.
Braintree is renowned for providing a secure and complete solution to online payments. With its enhanced protection services and simplified checkout page, this is evident. Braintree is an alternative to PayPal that offers a better user experience. One could say that Braintree has enabled PayPal to take its technology to a new age.
Braintree WooCommerce extension can be installed and used for free. As a free user, you can sign up for Braintree.
Braintree pricing is largely based on the transactional credit card fee. This fee remains at 2.9%+$0.30 per transactions. The same fee applies to Venmo, Google Pay and Apple Pay transactions.
An ACH direct debit costs 0.75% per transaction.
Braintree offers everything for free, but you can also purchase custom plans if your requirements are more specific.
The Best Features
With a combined merchant account, you can enjoy a top-notch payment checkout experience.
Standard fraud tools to detect problems with users
Reporting and recurring billing
Many third-party integrations are available for social media and point-of-sale use.
Data encryption and PCI compliance provide enhanced security.
You can collect payments using newer methods such as Venmo or Google Pay.
Stripe’s payment infrastructure is comparable to Square’s as it powers many of the most popular online stores around the globe. Stripe offers a complete integration of products that improve your business, keep costs down and make customers happy. All your needs can be met in one place: you can send invoices, fight fraud, and request recurring subscriptions. If you are looking to run a marketplace that has multiple vendors, Stripe is a great payment gateway.
Stripe Extension for WooCommerce gives store owners the ability to use WordPress. It allows data syncing and provides a simple interface. Stripe’s security is comparable to all other competitors. You can also accept payment from Apple Pay and Google Pay. To integrate with another payment gateway, or to create your own code, you can tap into Stripe API.
Stripe is one of our favorite payment gateways for WooCommerce. It allows you to set preferences for local payment options or any type of credit. This makes it easy and affordable without making payment too complicated or costly just because your customer doesn’t have a particular credit card.
Stripe also offers a great mobile checkout app. This can be linked to your store, used to interact with customers in person, or for mobile checkouts when customers visit your store.
Stripe WooCommerce Extension is free to install.
Stripe does not charge any setup, monthly or hidden fees.
All companies who integrate with Stripe will be charged a 2.9%+$0.30 transaction fee. For a quote, you can request customized design packages.
While there are some fees that you should consider, many of these fees are common for all payment gateways. Instant payouts to your account are available at 1%. International payments can also be made at 1%.
Stripe offers a variety of tools that can end up costing you but the basic online payment portal is completely free.
The Best Features
A hosted payment page is provided or you can integrate it with your WooCommerce store.
To optimize your checkout process, create customizable workflows and ensure that each customer is able to use their own interface.
The mobile app allows you to send invoices and take payments.
It is possible to make in-person payments.
Stripe defeats fraud through a continuous monitoring system and fraud insight.
Accept payments from all customers, anywhere in the world.
PayPal is a great option if you want to accept PayPal payments and regular credit cards online. Although PayPal’s checkout interfaces are not the most modern, it is easy to use on a store. Many people also know PayPal and love to use it for online payments.
PayPal is available in many forms, including PayPal Checkout with WooCommerce and standard PayPal integration with WooCommerce. You can implement the PayPal Checkout extension on your store to allow customers to pay directly from your product pages or through your checkout process. These customers don’t need to have a PayPal account. The gateway can accept payments from hundreds of currencies and markets.
PayPal’s standard integration allows for simplicity and security. It can be combined with your checkout process by adding a PayPal button. It works exactly like other PayPal checkout modules. You can accept payments through credit cards and PayPal Payments. Customers love the flexibility of checkout, and it cuts down on the lengthiness of ecommerce checkouts modules. This is especially true if you have a PayPal Pro account.
PayPal is also great for accepting payments from other countries. You can take a swiper with you to make in-person payments and set up a POS system in your store. You can even localize your payment methods based upon where your customers are located. PayPal offers a solid payment app and a Buy Now Pay Later option. It also has many other features that make it a great choice if you want to set up a payment gateway without going through the more complex gateway process.
PayPal WooCommerce extensions can be used and managed for free. PayPal does not charge monthly fees. PayPal pricing is not clear, but you can expect to pay 2.90+$0.30 for each transaction.
The fees charged depend on the location of your business, the source of the money, and the currency used. PayPal, for example, is well-known for charging high fees to its customers when they need to convert currencies.
The Best Features
One module can be used to accept all major credit cards as well as PayPal transactions.
Customers can choose to pay via the checkout module, or directly on the product pages.
Because all PayPal transactions are protected against fraud, you can reduce security concerns.
PayPal provides tools to customize your checkout buttons and embed code that allows you to place your buttons wherever you like on a website.
PayPal offers incredible support for currencies and countries around the globe. Although it is not always the most affordable, PayPal usually beats other payment gateways for country-based support.
How to choose the best WooCommerce payment gateway
These tips will help you narrow down your search for the best WooCommerce payment gateway.
To ensure you get the most out of your ecommerce payments gateway, keep an eye on these features:
- Support for many currencies and countries with low, transparent fees.
- Modern checkout interface that is customizable and can process most payment methods such as credit cards, PayPal and Apple Pay.
- Integrations from third-party companies to WooCommerce or other ecommerce platforms.
- Multiple payment options are available to accept transactions from wherever you may be, such as through a card swipe or POS.
- You can also choose from echecks and invoicing to create a unique billing practice.
- PCI Compliance and Frau detection services are two examples of security measures.
- Development support and possible access to the API.
Each WooCommerce payment method has its pros and cons. However, the ones mentioned above have the best fees, support worldwide, and other tools that allow customers to buy from your online store.
We recommend that you try all the gateways, from Square to PayPal to find which one is right for your company. Keep an eye out for fees and other unique features that might be available to your business. You never know, you might find something that grabs your attention like Authorize.net, 2Checkout, and even signing up for Shopify’s ecommerce platform (which also has its own payment gateway, Shopify Payments).
We are happy to answer any questions you may have about the WooCommerce payment options, or provide more information on how WooCommerce can find the best payment gateway.